At PaisaMagic.com, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and disclose your information when you use our website and services. By accessing or using PaisaMagic.com, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.
Information We Collect
a. Personal Information: When you create an account or use our services, we may collect personal information such as your name, email address, contact number, and other relevant details.
b. Payment Information: When you make payments for our services, we collect payment-related information such as your credit card details, bank account information, or other payment instrument details.
c. Usage Information: We may collect information about your interactions with our website, including IP addresses, browser type, operating system, and pages visited. This information is collected using cookies and similar tracking technologies.
Use of Information
a. We use the information we collect to provide, maintain, and improve our services, including processing payments, facilitating mobile recharge, DTH recharge, money transfer, bill payments, insurance services, and loan payments.
b. We may use your email address or contact number to send you transactional or promotional communications related to our services. You can opt-out of receiving promotional communications by following the instructions in the communication.
c. We may aggregate and anonymize the information collected to analyze trends, monitor website usage, and for statistical purposes.
Data Sharing and Disclosure
a. We do not sell, rent, or trade your personal information to third parties for marketing purposes. However, we may share your information with trusted third-party service providers who assist us in delivering our services (e.g., payment processors, customer support, analytics providers) in accordance with this Privacy Policy.
b. We may disclose your information to comply with legal obligations, enforce our terms and conditions, protect our rights, or investigate potential fraudulent activities.
Data Security
a. We implement appropriate technical and organizational measures to safeguard your personal information from unauthorized access, use, or disclosure.
b. While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. Therefore, we cannot guarantee absolute security.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected personal information from a child, please contact us, and we will take appropriate steps to remove the information from our records.
Third-Party Websites
Our website may contain links to third-party websites or services. This Privacy Policy does not apply to those third-party websites. We recommend reviewing the privacy policies of those websites before providing any personal information.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time. The revised policy will be posted on our website with the updated date. We encourage you to review this Privacy Policy periodically.